Privacy Policy

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Privacy Policy

Effective Date: July 6, 2026

RateShop Life™ is a division of RateShop Financial LLC.

At RateShop Life, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your information when you visit our website (rateshoplife.com), submit a quote request, or engage with our services.

We may collect the following types of information:

• Personal information (name, date of birth, contact information, Social Security Number)
• Health and medical information (for underwriting purposes)
• Financial information
• Communication records (phone calls, emails, and form submissions)

We use your information solely to:

• Provide life insurance quotes and policy comparisons
• Process insurance applications with our carrier partners
• Communicate with you regarding your coverage needs
• Improve our services and customer experience
• Comply with legal and regulatory requirements

We may share your information with:

• Trusted insurance carriers and partners (e.g., Mutual of Omaha, Americo, TransAmerica, etc.) solely for the purpose of obtaining quotes and issuing policies
• Service providers who assist us in operating our business
• As required by law

We do not sell your personal information to third parties.

We implement reasonable administrative, technical, and physical safeguards to protect your personal and health information. However, no method of transmission over the internet is 100% secure.

You have the right to:

• Access, correct, or delete your personal information
• Opt out of certain communications
• Withdraw consent where applicable

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website.

If you have any questions about this Privacy Policy, please contact us at:

RateShop Financial LLC Email: info@rateshoplife.com